Privacy Policy

LoanSettlement.online is a free education website for borrowers. We do not sell bank loans. We do not run recovery agencies. We also do not run paid debt settlement programs. We never sell, rent, or trade your personal data to telemarketers or collection agents.

If you have questions about our Privacy Policy, contact us by email at help@loansettlement.online.

LoanSettlement.online uses standard server log files. These files log visitors when they visit the website. The data inside includes IP addresses, browser type, Internet Service Provider, date stamps, and click counts.

This data is not linked to your personal identity. We use this data only to analyze web trends. It helps us run the site smoothly. It also helps us keep our guides secure and easy to read.

We respect visitors from the European Economic Area, the UK, and Switzerland. We use a certified Google Consent Management Platform. It follows the IAB Europe framework.

When you visit from these areas, a consent banner appears. You can choose to allow or refuse cookies for:

• Storage and access of cookies on your device.
• Ad personalization and measurement.
• Content personalization and site research.

You can change your consent choice at any time. Simply clear your browser cookies or adjust your browser privacy settings.

Our website offers free dispute notice generators. These tools help with Section 138, Section 25, SARFAESI, and arbitration notices. All notice drafts, legal text, and math calculations run directly in your own browser.

We do not store your letters on our servers. We never share dispute drafts with banks or recovery agents. Your private financial details remain only with you and your legal advisor.

You have clear rights under global data laws and the Indian Digital Personal Data Protection Act:

• Right to Access: You can ask for copies of your personal data held by us.
• Right to Rectification: You can ask us to fix inaccurate or incomplete details.
• Right to Erasure: You can ask us to delete your personal data under certain conditions.
• Right to Restrict Processing: You can ask us to limit how we use your data.
• Right to Object: You can object to our use of your personal data.

If you make a request, we reply within one month. To use any of these rights, email us at help@loansettlement.online.

Our website links to official government portals. These include the RBI, Lok Adalat, and e-Courts websites. Our Privacy Policy does not cover outside websites. We advise you to check the privacy policies of those external websites.

LoanSettlement.online does not collect personal details from children under 18. Our content is made only for adults dealing with bank credit issues. If you believe your child shared information on our site, contact us right away. We will delete the record at once.