Privacy Policy

LoanSettlement.online is an educational consumer guidance platform. We do not sell commercial loans, we do not operate debt recovery agencies, and we do not provide paid middleman settlement programs. We do not sell, rent, or trade your personal information to third-party telemarketers or recovery agencies.

If you have questions or require additional information about our Privacy Policy, contact us directly via email at help@loansettlement.online.

Like most standard website operators, LoanSettlement.online utilizes standard server log files. The data inside log files includes Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamps, referring/exit pages, and anonymous click counts.

This data is not linked to personally identifiable information. The purpose of this data is strictly for analyzing technical trends, administering the site, tracking aggregate user movement across pages, and improving the stability and accessibility of our educational resources.

For visitors accessing LoanSettlement.online from the European Economic Area (EEA), the United Kingdom (UK), or Switzerland, we implement Google's certified Consent Management Platform (CMP) integrated with the IAB Europe Transparency and Consent Framework (TCF).

When entering the site from these jurisdictions, you are presented with a consent dialog allowing you to freely grant, configure, or refuse consent for:

• Storage and access of cookies on your device.
• Ad personalization and measurement.
• Content personalization and audience research.

You can change or withdraw your consent preferences at any time by clearing your browser cookies or adjusting your browser's privacy settings.

Our interactive dispute generators (such as for Section 138, Section 25 PSSA, SARFAESI 13(2), Arbitration, and Order 37 CPC) generate formal draft letters for your personal use. The dispute drafts, legal text, and calculated amounts are rendered locally on your device for download or copying.

We do not share dispute drafts with banks, collection agencies, or credit bureaus. Your financial dispute details remain strictly between you, your legal counsel, and the recipient institution.

Depending on your jurisdiction (including rights under the General Data Protection Regulation and India's Digital Personal Data Protection Act, 2023), you have the following rights:

• Right to Access: You have the right to request copies of your personal data held by us.
• Right to Rectification: You have the right to request correction of inaccurate or incomplete information.
• Right to Erasure: You have the right to request that we erase your personal data under certain statutory conditions.
• Right to Restrict Processing: You have the right to request that we restrict processing of your personal data.
• Right to Object: You have the right to object to our processing of your personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, contact our privacy desk at help@loansettlement.online.

Our website may contain external links to government portals (RBI, Lok Adalat, e-Courts, DRT) or display third-party widgets. Our Privacy Policy does not apply to other advertisers or external websites. We advise you to consult the respective Privacy Policies of these third-party servers for detailed information regarding their practices and instructions on how to opt out of certain options.

LoanSettlement.online does not knowingly collect any Personal Identifiable Information from children under the age of 18. Our content and tools are strictly intended for adult individuals dealing with personal, commercial, or institutional credit obligations. If you think that your child provided this kind of information on our website, contact us immediately and we will promptly remove such records from our systems.